I.e. you see your home as an investment from which you expect to see a positive return, but now you are afraid that it may lose some of that value.

No, I don’t see it as an investment. The way the system works sees it as an investment. We’ve created a system whereby housing is overvalued because it’s meant to have inflationary payoffs.

My parents didn’t see our home as an investment. They just bought homes at random that were close to where they worked and seemed good for kids.

There’s no option for me to buy a place that isn’t an investment because that’s the very nature of the market.