This really helps me understand the situation better. I appreciate the time and thought put into this response. It’s times like these I am thankful I didn’t overspend. I listened to my parents and bought a house that wasn’t flashy but was suitable for my situation. Most people I know did not do that, and I constantly wonder how they are making ends meet. Some of them make less than I do.

(Seriously sorry for dumb question) What does that mean for us?