Typically it’s pretty low risk in comparison to other loans which is why home loans are relatively low but there’s a risk that both the property value declines and the outstanding loan and selling costs is more than property value.

It’s just using cloudflare. So likely your private data is just temporarily stored on the CloudFlare node in your region and in Germany.

Use a bot account to post if you are worried

I don’t think necessarily have a few large instances is problematic. It’s fine as long as people can move to other instances, the issue would be if those instances leverage their size to force incompatibilities or defederation.

Maybe… haven’t seen any issue accessing lemmy.world content but maybe there are delays.

If there is a performance overload isn’t that a natural block to more users?